Rockbridge News
We would like to welcome Ed Barno and Ed Petronio from Salt City Financial Planning. Effective January 2015, after working collaboratively for more than a year, Salt City’s practice was merged into Rockbridge Investment Management. We are excited to have them as part of our team and offer a hearty welcome to the former Salt […]
Increasing Portfolio Returns Through Asset Location Strategies
Ben Franklin once wrote “nothing in this world is certain except death and taxes” and as wealth managers we must help our clients manage investments in light of these certainties. Neither can be avoided, but steps can be taken to help minimize their effect on wealth levels. One way is through the use of asset […]
What Are You Really Worth? Maybe You Can Take More Risk Than You Thought!
When people think seriously about retirement, they often wonder if their savings are going to be sufficient to support their lifestyle in retirement. Few people are able to rely on pensions, and most young people assume Social Security may help their parents, but will be of no value to them. Obviously some things need to […]
Market Commentary July 2015
Stock Markets Except for shares of Real Estate Investment Trusts (REITs), which were down more than 10%, equity markets were about flat for the quarter. Results over various periods ending June 30, 2015 are shown in the chart at right. Ten-year returns are generally consistent with what can be expected over the long run. The […]
Financial Automation
Does it feel like you are constantly paying bills all of the time? It may be time to refresh and automate your current financial process. Just simply keeping track of all of our various accounts can be mindboggling and often quite tiring. Since time is one of the most precious aspects in life, why not regain […]
Being “Really Nice” is Not Enough
In an unfortunate skiing accident, I recently tore the anterior cruciate ligament (ACL) in my left knee. I am now three weeks post-surgery and doing well, but beforehand spent a month tirelessly interviewing and researching surgeons to perform the operation. Through this process I figured out that they are all “really nice” people and because […]
The Fiduciary Standard – Why the Debate Matters, and Why It Doesn’t
Rockbridge is a fiduciary, meaning that we must always act in the best interest of our clients. We are required to act as a fiduciary because we are registered with the SEC under the Investment Advisers Act of 1940. The Debate The SEC was given authority to propose a uniform fiduciary rule for all brokers […]
Market Commentary April 2015
Stock Markets After a lot of bumps and bruises, as we show in the accompanying chart, stocks markets were up across the board over the March quarter. Although lagging over longer periods, international developed markets led the way this quarter. Look at the returns from emerging markets. While the 10-year results are consistent with other […]
Why Do I Need An Advisor?
I’ll tell you a few reasons why, and how, an advisor might save you more than you will ever pay in account management fees. Income tax time exposes some of the costly mistakes of investors, especially those who decide that they can manage their own investments. I have heard this for years: “I can do […]
Rockbridge Company Update 2015
This is a perfect time of year to reflect on 2014 and look ahead to 2015. Personally, the favorite part of my job is meeting with clients and prospective clients. Lucky for me, last year I had the most client meetings ever as an advisor. I’ve had the opportunity to build relationships with a very […]