Geoff Wells featured in Market Watch article!
Market Watch recently released an article focusing on the confusion and stress felt by 401(k) savers. Investors feel the 401(k) options offered are too confusing and they don’t know what to do! Rockbridge financial planner, Geoff Wells, shared his feelings on how investors can eliminate that stress. Read the full article here (Market Watch Article)
Are You Prepared? New York State Estate Tax
Now that we are halfway through 2013 and the federal estate tax debate is far behind us, it is a good time to remember that as New York State residents, we are still subject to the state estate tax. A common phrase is, “Estate tax, I’m not wealthy enough to have to worry about that!” […]
Auto Insurance: When Was The Last Time You Got A New Quote?
This is a topic that has been relevant in my life and also a recently asked question by a family member. Am I paying too much for auto insurance? If you haven’t received a new quote online recently, the answer is probably YES. When I moved down to Texas, I found out auto insurance rates […]
2013 Rockbridge Survey and Company Updates
First and foremost, we would like to thank everyone who participated in our 2013 Client Survey. We are constantly looking for ways to improve our business and services, and we greatly value your feedback. For those of you who didn’t get an opportunity to take the survey, I will summarize the results of each of […]
Are You A Financial Expert?
The Financial Industry Regulatory Authority (FINRA) is currently running a study on the financial savviness of the US population. While a majority of people feel they have a good grasp of financial topics, the study shows that is not actually the case. Below are a few of the study highlights: 1 in 5 people are […]
A Dozen Benefits of Financial Planners
Recently, I read a blog article by a Bob Seawright titled, “Financial Advice: A Top Ten List”. The article describes how financial planners provide clients with a far greater benefit than just investment returns. Bob provided an excellent list of ancillary benefits. His list is spot-on and a worthy read by anyone considering a financial […]
Home Buying Season – What You Should Know!
At Rockbridge, we take a holistic approach to personal wealth, and home buying is the single biggest transaction most of us will ever make. We have simplified the process through an easy to understand white paper on what to expect when purchasing or refinancing a home. The paper provides valuable information on the major considerations and […]
Are You A Casually Competent Investor?
Steven Grey and Advisor Propsectives recently published a stellar article titled “The Myth of the Casually Competent Investor”. Not only was he spot on with his analysis, he gave some great analogies about how everyone considers themselves qualified to beat the market. A small snippet of the article shows two great examples of how silly […]
Part 4: What Opportunities Have I Missed?
The last part of our “Why to Use a Financial Advisor” series involves missed opportunities. Knowing there are unknowns out there in financial planning is the first step in identifying areas that can be improved. A few examples of common missed items that we optimize for clients are: 529 Savings Plan in NYS – New […]
Part 3: Can’t I Do This Myself?
Believe it or not, the simple answer is, “You can, but most likely you won’t.” Emotions – How do you feel about a 10% market downturn? If you have $10,000 in savings, the $1,000 loss stings, but it is not the end of the world in terms of retirement. How about if you have $1,000,000? […]