Planning for Medicare – Part Deux
The new 2012 Medicare & You booklets have been mailed and Medicare eligibles are receiving mailings from insurers daily about their products. This booklet contains over 150 pages of details about Medicare and the related Medigap and Medicare Advantage plans. Here are some of the key things to consider when choosing coverage for 2012: Medicare […]
Combating Investor Overconfidence
In my discussions with clients and prospects, one of the recurring themes is how, as their investment advisor, I can best provide advice contrary to their bias, intuition, or reaction to current business/economic events. An example is the current investor bias toward equities since the stock market has performed so well recently and bonds are […]
The Results Are In – Active vs. Passive
Most investors track the direction of the financial market by checking where the S&P 500 or Dow Jones Industrial Average finishes on a daily basis in their local paper. Some days they were pleased with what they saw and others not, but as a whole 2010 left most investors optimistic about the direction of their […]
Top 4 Investment Resolutions for the New Year
At the start of each new year, many of us make resolutions to improve our lifestyles. It’s a natural time to take stock of the past year and look to make some beneficial changes for the future. Tops on most lists are shedding pounds, getting fit, quitting bad habits, or learning something new. In this […]
Three Reasons to Ignore Market Performance
Capital Market Recap Equity markets finished the year with a flourish.
Expert Answers To Your Roth Conversion Questions
From time to time we will be sharing insights from some of the people in our network of professional advisors who assist our clients with tax advice, estate planning, and other issues. Following is an interview with Michael J. Reilly, CPA, Partner in Charge of Tax Services at Dannible and McKee, LLP—Certified Public Accountants and […]
Fixed Income Risk in Your Portfolio
With interest rates near historical lows, some investors may be anxious about a possible rate climb and its potential impact on their fixed income investments.
Our Fiduciary Responsibility: Avoiding “It’s Bad and Getting Worse” Mentality
Experienced investors have heard this before. It is a headline used many times over the last 60 years. Fear sells. So the media sells high unemployment, potential deflation, and pending economic gloom. Some in the investment community join in the chorus, but fiduciary advisors have a responsibility to muffle the noise and help investors take […]
Following a Fiduciary Standard of Care
Meeting new people or reconnecting with acquaintances often leads to the question of where I’m working these days. I reply, “I work for Rockbridge Investment Management, which is a ‘Registered Investment Advisor’ (RIA).” With that response I usually get a nod and a change of subjects.
Fear Returns to the Market – Good for Investors?
First quarter stock market gains were erased during May and June leaving values well below the high water mark reached in the fall of 2007. As the chart shows, large-cap stocks (S&P 500) have lost nearly 10% annually over the past three years.
