Fees matter. It is important to know how much you are paying and the value you receive for that payment. If you’re paying 1% or more for only investment management with no in depth retirement planning, we should talk.
Most advisors are only required to do what’s “suitable” for you and are not required to act in your best interest. If your advisor is anything but a fee-only registered investment advisor (ex. Fee-based, commission based, insurance salesman, bank advisor etc.) they have intentionally decided against being held to a fiduciary standard (acting in your best interest).
Rockbridge advisors believe all money (theirs, as well as their clients) should be invested according to an evidence-based investment philosophy studied by academics since the 1960s. If your advisor is investing their own money differently than they are recommending you should invest yours, it should make you stop and think.
We help clients focus on factors they can control. Together, we build and create a financial plan incorporating a tax-efficient investing and withdrawal strategy so you end up with more of your own money (and the government doesn’t!).
Investment management is just one piece of sound financial advice. We solve financial problems beyond just the investment management component. The first step of our process is to help you understand how much you are able to spend throughout retirement relative to how much you are spending today.
At Rockbridge, we have built a team of industry professionals (CFP’s, CFA’s, CPA’s, and Legal), that are committed to client care. We have the expertise to provide unrivaled advice in all aspects of your financial life.
Other articles filed under Family Finances
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October 9, 2018
“Give, but give until it hurts.” - Mother Teresa - I don’t think Mother Teresa paid much attention to the tax code, but her quote is unusually prescient for 2018 taxpayers. The changes have made it unlikely to get...