Staying In Your Seat
Emotional decision-making fueled by fear or greed can cloud our judgment and lead to irrational investment choices. Reacting to short-term market fluctuations or making impulsive trades based on attention-seeking headlines often leads to poor investment performance. By staying in your seat and focusing on your long-term investment strategy, you can mitigate the influence of emotions. […]
Rockbridge Institutional – April 2023 Market Review
Stocks Large cap stocks, traded in both international and domestic markets, were up in April; emerging market stocks and stocks of small companies, on the other hand, were down. Year-to-date stocks produce positive returns that range from 1% in small cap stocks to almost 12% for developed international markets. Year-to-date stocks have performed reasonably well […]
Tax Time – What to do with your refund?
Receiving a tax refund can be a great way to boost your savings, pay down debt, or invest in your future. But once you have that money in your pocket, where should you put it? Here are some of the best places to save a tax refund. Emergency fund An emergency fund is a crucial […]
Rockbridge Institutional – March 2023 Market Review
Stocks After enduring ups and downs due to the uncertainty in the financial system and the Fed’s response triggered by the collapse of Silicon Valley and Signature banks, stocks ended the first quarter in positive territory. Domestic large cap stocks, International developed markets and emerging markets were up between 4% and 8%, small cap stocks […]
Avoiding Surprises at Tax Time: The W-4 Form
The tax filing season can often be filled with angst as many filers are unsure whether they will receive a tax bill, a refund, or make it through unscathed. Fortunately, much of this stress can be avoided by properly filling out (or updating) your W-4 form. Employees are required to fill out their W-4 forms […]
Bank Run News
It’s hard, and often counterproductive to comment about breaking news while it’s still moving through the proverbial grinder … which is why we usually don’t do so. However, we feel it’s worth commenting on the current, growing number of regional bank runs. Before taking a look at the details, we’ll lead with two larger assurances: […]
Staying the Course and Holding Fast to Your Investment Strategy
From social media feeds to financial news outlets, we’re constantly bombarded with a stream of updates, opinions, and analysis. Access to so much information can be empowering, but can also be overwhelming. How do we know which sources to trust and where should we focus our attention? With inflation making daily headlines, stock market volatility, […]
Silicon Valley Bank Commentary
The Silicon Valley Bank failure that occurred late last week caused a flurry of news articles and speculation that have driven down bank stocks across the board. Investors may be concerned about the implications, but it’s important to understand the facts and how they may or may not affect individual investors and more importantly, Rockbridge […]
Rockbridge Institutional – February 2023 Market Review
Stocks All stock markets were down In February no doubt reflecting the ongoing uncertainty of rising interest rates, inflation and an economic slowdown. With its 0.25% increase in its Federal Funds Target Rate, the Fed continues to signal its commitment to rein in inflation. While Consumer Price Index (CPI) increases are looking better recently, no […]
Why hire a fee-only financial advisor?
If you are looking for a financial advisor, you may have heard the term “fee only financial advisor” and wondered what it means. A fee only financial advisor is an advisor who is compensated solely by the fees they charge to clients for their services. They do not receive commissions from selling financial products, which […]
